New Bills Filed in South Carolina – Surprise Billing and Medical Debt - State Regulatory & Insurance Committee (SRIC)

State Regulatory & Insurance Committee (SRIC)

New Bills Filed in South Carolina – Surprise Billing and Medical Debt

Posted by name on December 10, 2024 at 11:05 am

Two new bills were filed that were not included in the SRIC update. Please see below.

South Carolina (Stop Surprised Bills Act) HB 3302 – https://www.scstatehouse.gov/sess126_2025-2026/bills/3302.htm

<ul type=”disc”>
Reimbursement
Structure: Out-of-network emergency
providers may bill the insurer directly. Insurers must reimburse them
based on one of the highest rates among:

The
in-network rate for similar services,
The
usual and customary rate,
The
Medicare reimbursement rate.
Reporting
Requirement: The Department of Insurance
must evaluate the effectiveness of dispute resolution practices in
surprise billing cases and report to the Governor and General Assembly
within a year of the Act’s implementation.

The
bill prohibits consumer credit reporting agencies from including medical
debt and any irrelevant information in consumer credit reports. Key
provisions include definitions of consumer-related terms, processes for
investigating violations, and penalties for agencies that fail to comply.

scstatehouse.gov

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